Solutions to Fit Your Needs

Warranties & Certificates

Warranties & Certificates

Warranties & Certificates

Experience peace of mind knowing you’re getting expert insurance advice, with the right solutions tailored to your needs, from a committed team local to you. Sole trader, independent or growing corporate. No matter your size, location, or industry, we’ll guide you through all your options, without overwhelming you with complicated jargon. Our goal is to ensure you understand your risks, comply with legal requirements, and meet your contractual obligations.


What Products do we offer?

What Products do we offer?

Specialists in Structural Warranties and PPC Professional Consultant Certificates, we bring extensive market access and deep expertise to every client engagement. Our team's commitment to excellence ensures that you receive tailored solutions and exceptional service, helping you navigate the complexities of these specialized insurance products with confidence.

Structural Warranties

A Structural Warranty safeguards against the emergence of inherent defects in design, workmanship, or materials within a building’s structure or waterproofing envelope, resulting in physical loss or damage. It covers the cost of repairs or replacement of damaged property and can also fund measures to prevent imminent further damage from a defect, up to the total sum insured—typically the full reinstatement value. The coverage period is generally 10 to 12 years from the final certificate of practical completion issuance date.

Professional Consultant’s Certificates

Lenders typically require newly built, converted, or renovated properties to be covered by a warranty scheme or a Professional Consultant’s Certificate (PCC). The PCC confirms to the lender that a qualified and experienced consultant has monitored the construction or conversion of a residential property, ensuring compliance with approved drawings and regulations, and that they will remain liable for six or ten years, backed by appropriate professional indemnity insurance.

Our Projects

Our industry experts and are on hand to ensure your project is protected every step of the way. Learn more about how our services can support your construction project.

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    Commercial Property

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    Mixed Use Developments

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    Major Projects

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    Self-Build

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    Completed Homes

  • Luxurious Room

    Refurbishments

  • Luxurious Room

    Barn Conversions

Our Culture

At our core, we are a people business. We succeed because of our deep commitment to building meaningful relationships with our clients and insurers, fostering a culture of trust and partnership that has been our foundation for over 30 years.


Like all businesses, our culture is unique. As a group of dedicated insurance professionals, we take pride in our ability to connect with people on a personal level, understanding that the strongest insurance solutions are built on genuine human relationships. We believe that success in insurance brokering comes from the trust we build with our clients and the partnerships we cultivate with our insurers. This dual focus on human connection has been the key to our success, creating lasting relationships on both sides of the market.

Get in Touch

Get in Touch

Get in Touch

We've entrusted Richard of Octo Insurance Brokers with our insurance requirements over various business interests for 30 years. The ability and experience to truly understand the nature of risk exposure, and our specific business needs has been an invaluable part of our longstanding relationship. Any complex issues are always explained without jargon, and we've consistently received a common-sense approach to protecting our business. Unlike other brokers, Richard takes a proactive approach to supporting the business, frequently attending surveyor/loss adjuster meetings in person to ensure that our interests are always protected.

Big Quote

Navigating Risk, Unlocking Opportunity

Your Commercial Insurance Partner

2025 Octo. All Rights Reserved

Octo Property Ltd. is Registered in Scotland No. 659721 and is an Appointed Representative of Gauntlet Risk Management Ltd, Registered in England No. 03726095. Gauntlet Risk Management Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 308081.

Navigating Risk, Unlocking Opportunity

Your Commercial Insurance Partner

2025 Octo. All Rights Reserved

Octo Property Ltd. is Registered in Scotland No. 659721 and is an Appointed Representative of Gauntlet Risk Management Ltd, Registered in England No. 03726095. Gauntlet Risk Management Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 308081.

We've entrusted Richard of Octo Insurance Brokers with our insurance requirements over various business interests for 30 years. The ability and experience to truly understand the nature of risk exposure, and our specific business needs has been an invaluable part of our longstanding relationship. Any complex issues are always explained without jargon, and we've consistently received a common-sense approach to protecting our business. Unlike other brokers, Richard takes a proactive approach to supporting the business, frequently attending surveyor/loss adjuster meetings in person to ensure that our interests are always protected.

Big Quote

Navigating Risk, Unlocking Opportunity

Your Commercial Insurance Partner

2025 Octo. All Rights Reserved

Octo Property Ltd. is Registered in Scotland No. 659721 and is an Appointed Representative of Gauntlet Risk Management Ltd, Registered in England No. 03726095. Gauntlet Risk Management Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 308081.